There are certain types of financing that can save first time home buyers thousands of dollars during the life of their loan.  To see all the programs available, I would meet with a lender and discuss options.  One of the best programs that I have discovered is Utah Housing Corp.  There are only a handful of lenders that are able to offer this to you, for referrals of lenders who can offer this to you, please send me and email or call me. 

Basically with this program you get a better interest rate (typically around 1/4% better )  To learn more about this website and to see todays current rate go to 

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